Lovely Condo Available For Lease - Portola Hills

This is a perfect rental, includes, 2 bedrooms, 2 baths, open and airy floorplan with attached garage and a large yard. Perfect to entertain all your friends.

 

$1675.00 a month, (terms apply) Contact Kelly For Details.

Coming Soon - Lovely 2 bed/2bath Condo for Lease in Portola Hills.

Coming soon, a great condo listed in the community of Portola Hills in the Canyon View Complex.

2 bedroom/2 bath
Attached Garage
Large Private Yard

Designer touches throughout!

Rent:  $1675.00

Terms apply, contact Kelly for details

Available 12/1/10

A Singles Dream Home

Single home buyers look for something different then the typical family home and this listing has what many singles are looking for. Looking to get into your first home, then check this out!

Coming soon and offers 3 bedroom, 3 full baths, large yard, perfect for a bbq with friends. Located in the great community of Portola Hills, amenities include, Pool, Spa, Clubhouse, Workout facilities, located walking or biking distance to Whiting Ranch.

Priced to sell @ $362,000!

Contact Kelly for a private showing!

Is there a Possiblity of Saving Your Home?

I am pleased to announce that after careful consideration, I will be offering a new service Mortgage Review for my clients. Throughout the past year, I have been asked by our valuable clients on what is the best move with their mortgage and have been happy to provide directions.

With the current market conditions the number of short sales and foreclosures have increased and this makes me sad when I see most would like to keep their home, but feel there are no options. So in response I have decided to include as one of my services the option of Loan Modification and have aligned my self with a company who has great success in just that. Our goal is to save your home! If you currently have negative equity, worried about your loan being reset, see trouble on the horizon and would like to KEEP YOUR HOME, then we may be able to help.

As always my goal and service pledge is to understand your long and short term goals and help you achieve them. I am not just a Real Estate Agent, rather a Realtor who's business structure is geared towards all your Real Estate needs.

Please do not hesitate to contact me with any questions

Warm regards,

Kelly

Lake Forest Homeowners can receive Help from City!

Have you been thinking about doing repairs to your Lake Forest home, but wondering where to get the money? It may be closer then you think at unbelievable rates.

The city of Lake Forest may be able to help you. Homeowners can now receive up to $20,000 and mobile home owners can receive up to $10,000 for repairs. Residents of Lake Forest, Portola Hills and Foothill Ranch can qualify for the ZERO percent deferred loan or a 3% loan for home improvements depending on income and other requirements. Eligible improvements are roofing, windows, garage doors, painting, plumbing, heating, driveways, kitchen and bath repairs and other common home improvement items.

To obtain more information, review income requirements, or receive an application call the city direct at 949-461-3473.

Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita. Whether she’s helping a first time buyer accomplish the goal of homeownership, or coaching a homeowner on how to use their equity to step up into a nice home or use it to buy an investment property or finding exclusive properties for the high end consumer. Kelly is committed to making it happen. So if you’re considering selling or buying a home in Saddleback Valley, call Kelly to schedule a free consultation. Whatever your dream, with Kelly at your side, It’s Possible!

Other Lake Forest Articles Published by Kelly:

Portola Hills Elementary – Thank You!
Portola Hills - Buyer wanted for this beautiful Remodeled
My Local GREEN Commitment!
Portola Hills Elementary - Just Another Reason to Move Here
Portola Hills eNews - Market Update
Where Is Portola Hills, California
Portola Hills, California Market Update
Lake Forest Neighborhood Spotlight - Portola Hills
Local Information Published by Kelly:
Lake Forest, California -4th of July Celebration
Foothill Ranch - Excellent Schools
Lake Forest, California Summer Concerts in The Park!
Home Buying and Selling Articles by Kelly
Sorry Realtors, you might not like this - Buyer's Get A Buyer's Agent
Those Who Own & Those Who Don't
Mortgage Meltdown - Just Breath, Orange County, CA.
Property Tax Assessment Appeals = $$ Back
The above information is provided as a courtesy and is deemed reliable but not guaranteed.

Home Buyers - Declining Prices vs. Higher Interest Rates?

Many times I get asked, especially in todays market, what affects does declining home prices really have on the market vs. higher interest rates? There are number of differences but the most obvious one that new home buyers need to look at doesn't really have anything to do with the price reduction rather the interest rate.

I find many home buyers are making the assumption that because the pricing in some areas is going down that their payments or the amount of house they can buy will change dramatically. However one thing that is not taken into consideration is the current interest rate. So what are buyers doing waiting.....and waiting and waiting.....for the huge price drop in the market.
While missing the fact that interest rates are going up. Though interest rates are still at historic lows, a radical federal reduction is not antcipated in the near future which tends to lead to the idea that rates will continue on an upward trend. Now my crystal ball may be a little foggy but even if we take the most recent up tick in interest rates, the scenerio between declining home prices vs. higher interest rates is still important to look at.
I thought this quick little illustration would help home buyers realize why NOW is a great time to buy in Saddleback Valley.

Scenerio A: Todays Price = $650,000
20% down payment = $130,000
Total Loan amount = $520,000
Interest rate (6.25APR) = 6%*
Monthly Payment = $3,117.66

Scenerio B: Future Reduced Price = $600,000
20% Down Payment = $120,000
Total Loan Amount = $480,000
Interest rate (APR 7.25) = 7%*
Monthly Payment = $3,193,45
Total Price Difference between A & B - B = $75.79 per month MORE

Wow, that is a $50,000 price drop with an increase in your mortgage payment!

There is a third scenerio that also needs to be looked at here in South Orange County and that is in many neighborhoods, though the number of home sales is down, pricing is steady and in some instances increasing. So when you see a $50,000 price reduction and the sold comparbles support higher you'll know this is a good deal. In addition, let's not forget with the lower interest rates, increase in inventory and the fact that sellers are ready to negotiate all lead to it being a great time to buy a home.

As a professional Realtor(R) I recommend to buyers that you meet with at least three lenders who will work closely with you and your Realtor to ensure your entire needs are being looked including the timing of when you want to purchase your home. So as the market changes you the buyer understand how it impacts you and you have two professionals on your side ensuring your objectives are met.

There are some great buys available in today's real estate market, should you like to review your options or search properties direclty please do not hesitate to contact Kelly.

Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita. Whether she's helping a first time buyer accomplish the goal of homeownership, or coaching a homeowner on how to use their equity to step up into a nice home or use it to buy an investment property or finding exclusive properties for the high end consumer. Kelly is committed to making it happen. So if you're considering selling or buying a home in Saddleback Valley, call Kelly to schedule a free consultation. Whatever your dream, with Kelly at your side, It's Possible!

*(note: the above scenerio is only intended as a guideline. There are many variables in determining a consumers qualifications and how that affects an interest rate and loan program. The above rates were based on a 30year fixed rate term)

Articles of interest by Kelly:

• Real Estate for Singles:
  Saddleback Church - Singles Activities
  Singles need love too
  Seven tips to ensure success for the Single Home
  Real Estate Trends For Singles - You Go Girls!
  South Orange County Real Estate for Singles
  Prince Charming or Castle?


• Portola Hills, Community Directory and Information:
  Portola Hills - Buyer wanted for this beautiful Remodeled
  http://localism.com/article/83406/It-s-Carnival-Time-Portola-Hills
  My Local GREEN Commitment!
  Portola Hills Elementary - Just Another Reason to Move Here
  Portola Hills eNews - Market Update
  Where Is Portola Hills, California
  Portola Hills, California Market Update
  Lake Forest Neighborhood Spotlight - Portola Hills


• Local Information Published by Kelly:
  Saddleback Valley-Outdoor Activities - Get out there!
  Falcon View Estates-Santiago Canyon, CA-JUST BEAUTIFUL
  Foothill Ranch - Excellent Schools
  Mission Viejo Lake - Summer is on it's way!
  Rancho Santa Margarita - Summer Events
  Lake Forest, California Summer Concerts in The Park!


• Home Buying and Selling Articles by Kelly
  Sorry Realtors, you might not like this - Buyer's Get A Buyer's Agent
  Those Who Own & Those Who Don't
  Mortgage Meltdown - Just Breath, Orange County, CA.
  Property Tax Assessment Appeals = $$ Back


• Orange County Info by Kelly:
  South Orange County Golf
  It's Hot in the O.C. - Water Conservations
  Expand Your Heart - Expand Your Business!
  YMCA of Orange County Reach Out Awards - Get Involved!

Seven Tips for Single First Time Sellers

Ok, you thought buying your first home as a Single Homeowner was stressful, now you want to sell it. So where do you begin with all those thoughts running through your mind. When it’s time to finally sell your largest investment, many sellers are filled with questions and doubt. For Singles this transition comes with a different set of thoughts; do I really need to move, it’s just me? Is it the right time to move? Will my home sell? Who can I trust to help me? With these questions in mind, we have created the following tips to help you take the steps to move forward.


Yes “this” home has a special place in your heart but to sell, you now have to think of it as a “Property”. Of course, you are going to be emotional about your first home. How could you not, when there was so much excitement surrounding it when you bought it. Let’s not forget about all those memories you created in this home. Today however you’ve made the decision to sell your home; it now becomes a financial asset. It’s no longer your “home,” it’s now your “property.” Why think this way? Taking away the emotion will help you stay objective throughout the selling process.



Think what a Buyer wants, Location, Condition, & Price: No matter where your home is, there are three things that every buyer is looking for and what it comes down to is location, condition, & price. Location is location. However, you have the huge opportunity to make sure your home is in the best showing condition, and you have full control over the listing price of your property. Ensuring you make the right decisions over what you can control is imperative to a successful sale!

Remember, First Impressions are everything! Property condition will help you tremendously when selling your property, as well; it can also be as big a detriment. Touch up any necessary paint, de-clutter your home, plant fresh flowers, & make sure your home has a pleasant aroma, put away the laundry, make the beds each day and do the little things like turn on the music lightly when you leave. Yes, single men this means you too.



There is no looking backwards when you are considering Price. What you paid for your property has little to no effect over its current value, Sorry! It is all about the current market and what has sold the last 6 months. This can be a little hard for some sellers to admit to, because it’s something you have no control over, but the data is real and has to be considered.



But what about all the $$, I spent on Improvements: Improvements to your home do play a big part in the value, but the amount you spent on those improvements is not as important. If you spent $5000 on upgrades that doesn’t mean that your home is worth $5000 more automatically. This is only true if the comparables properties have lesser upgrades, again this is where market value is the key factor.

Breath: If you’ve priced your home correctly, made sure it’s in good showing condition, & hired the right agent, your formula for a successful sale is coming together. However, never forget you are still at the mercy of the market. Relax, maintain your home’s showing condition, and adjust the price if market conditions and feedback call for it.



Choosing the right Realtor is a key ingredient in a successful Sale! When you are just beginning to consider selling your home, contact a reputable Realtor® A.S.A.P! Ideally interview three Realtors until you find the agent who is right for you! Though cost is obviously an important consideration the Service the agent provides is really the key to help you sell your home.



Whether you are baking a cake or selling real estate, it is important that you have formula to accomplish your goal. Without all the proper ingredients your cake (sale of your home) just isn’t going to taste right. I think you get the point!
Kelly Turbeville is one of South Orange County premier Realtors® focusing on the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita and ensuring Single Buyers and Sellers best interest are being looked after. Should you be considering a change in your home, you’ll want to contact Kelly.

Click here to search Orange County properties direct through the MLS. To see Kelly’s available listings click here.

To see a complete listing of other blog articles published by Kelly check out www.activerain.com/kturbe.

Portola Hills - Think Green

Portola Hills eNews!

Special Earth Day Information

It is hard to get away from the fact that tomorrow is Earth Day, so instead of sending everyone the normal Portola Activity I thought I would share with you some local resources to help keep our great area Green!

• Southern California Edison – SCE offers many helpful tips to help consumers and businesses be energy wise and reduce energy cost. A few things you just might want to check out:
• Got an extra refrigerator/freezer SCE will pick up and recycle your appliance and pay you for it. $35.00 for a refrig and $50.00 for a freezer and they will give you a $50.00 rebate when you purchase a new Energy Star appliance.
• Money Savings Survey - Take the home energy survey to find out where in your home you could conserve and in fact save you some money.
• Summer Discount Plans – I struggled with this one but made the commitment to have SCE control my air conditioning and save me up to $200.00 over the summer. We have great association amenities and can always just jump in the pool on those rare 100 degree days.
  
  Make sure to check out www.SCE.com for all the details.

Other Green Ideas:

• City of Lake Forest Tree Planting – For just $70.00 the city will plant a tree for you at a local park in memory of a loved one, event, etc.
• Turn your old cell-phones in at Staples right down the street.
• Check out www.greendimes.com to get rid of your junk mail and plant a tree. They will remove you from catalog and misc. junk mail list and each month plant a tree in your honor.
• Check out www.Earth911.org – Type in 92679 and find all the ways you can locally recycle and find out what programs are in the area.
  
  
  My Green Commitment to the community, for each home you buy or sell with me in Portola Hills, I will donate a tree through the city program in your name for Concourse Park.
  
  Remember, It’s Possible!