Showing posts with label saddleback valley. Show all posts
Showing posts with label saddleback valley. Show all posts

Sunday, August 2, 2009

Enjoy Jazz under the starts at Saddleback Church

Singles looking for something new to do this August, this sounds like fun!


JAZZ UNDER THE STARS AT THE REFINERY
(These concerts are free and go from 8-9pm)

Join the Singles for 6:30 Service in the Main Worship Center before the Concert
(We will have a special section reserved toward the back of the right section)

August 2: Greg Vail and Blake Aaron-Together!
August 9: Billy Mitchell
August 16: Tony Guerrero Band & Bill Cantos
August 23: Derek Bordeaux
August 30: Saddleback Big Band

Why not bring a chair or blanket at 6pm and stake your out claim to a seat for the Concert?
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Tuesday, November 20, 2007

Mission Viejo and Lake Forest Rank Tops as Safest Cities in Nation

Congratulations go out to two cities in the Saddleback Valley that received honors from the QC Press as being in top 10 Safest City in the country.

Mission Viejo ranked #1 safest city in the nation. With a population of 98,483 it had the lowest crime rate during 2006 for cities with populations of 75,000 of more. Mission Viejo has consistently been one of the top 10 cities since the Safest City Awards began 14 years ago.
The second city in the valley that was awarded was Lake Forest. It was listed as the 10th safest city in the nation out of 378 cities. For more information on Lake Forest make sure to check out the city web-site.
Both Mission Viejo and Lake Forest is located in South Orange County California. Both cities are family-oriented communities, with outstanding schools and more the 50 parks, numerous recreation centers and an outstanding business climate.

We should also mention the city of Irvine as it came in 11th just behind the city of Lake Forest. As with Mission Viejo both Lake Foret and Irvine consistently rank in the top 10 category.

The rankings of the safest and most dangerous cities are calculated using six basic crime categories: murder, rape, robbery, aggravated assaults, burglary and motor vehicle theft. The rankings include all cities of at least 75,000 residents that reported crime data to the FBI.
We are truly blessed to live here!

Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita. Whether she’s helping a first time buyer accomplish the goal of homeownership, or coaching a homeowner on how to use their equity to step up into a newer home or use it to buy an investment property or finding exclusive properties for the high end consumer. Kelly is committed to making it happen. So if you’re considering selling or buying a home in Saddleback Valley, contact Kelly to schedule a free consultation. Whatever your dream, with Kelly at your side, It’s Possible!

Check out these other great Articles by Kelly:




Note: the above information is provided as an opinion and is deemed reliable but not guaranteed.



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Monday, October 8, 2007

Buying Smart In Today's Changing Market - Home Buyer Seminar

Ok, we know whenever you bring up the topic of real estate, you get a 1000 different answers so we have put together a great Home Buying Seminar with all those questions in mind. Whether you are looking to buy your first home or are a move up buyer or maybe considering a vacation or investment property then you won't want to miss this seminar.


This seminar is designed specifically to get you the answers you have been looking for to questions such as

Is it truly a buyers market?
Can I get a loan?
Help I think I might loose my house?
Is the market a good investment market?

This seminar is filling up fast so make sure to contact Kelly to reserve your Free tickets.

Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita. Whether she’s helping a first time buyer accomplish the goal of homeownership, or coaching a homeowner on how to use their equity to step up into a nice home or use it to buy an investment property or finding exclusive properties for the high end consumer. Kelly is committed to making it happen. So if you’re considering selling or buying a home in Saddleback Valley, call Kelly to schedule a free consultation. Whatever your dream, with Kelly at your side, It’s Possible!

The above information is provided as an opinion and is deemed reliable but not guaranteed.

Home Buying and Selling Articles by Kelly

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Monday, June 25, 2007

Home Buyers - Declining Prices vs. Higher Interest Rates?

Many times I get asked, especially in todays market, what affects does declining home prices really have on the market vs. higher interest rates? There are number of differences but the most obvious one that new home buyers need to look at doesn't really have anything to do with the price reduction rather the interest rate.

I find many home buyers are making the assumption that because the pricing in some areas is going down that their payments or the amount of house they can buy will change dramatically. However one thing that is not taken into consideration is the current interest rate. So what are buyers doing waiting.....and waiting and waiting.....for the huge price drop in the market.
While missing the fact that interest rates are going up. Though interest rates are still at historic lows, a radical federal reduction is not antcipated in the near future which tends to lead to the idea that rates will continue on an upward trend. Now my crystal ball may be a little foggy but even if we take the most recent up tick in interest rates, the scenerio between declining home prices vs. higher interest rates is still important to look at.
I thought this quick little illustration would help home buyers realize why NOW is a great time to buy in Saddleback Valley.

Scenerio A: Todays Price = $650,000
20% down payment = $130,000
Total Loan amount = $520,000
Interest rate (6.25APR) = 6%*
Monthly Payment = $3,117.66

Scenerio B: Future Reduced Price = $600,000
20% Down Payment = $120,000
Total Loan Amount = $480,000
Interest rate (APR 7.25) = 7%*
Monthly Payment = $3,193,45
Total Price Difference between A & B - B = $75.79 per month MORE

Wow, that is a $50,000 price drop with an increase in your mortgage payment!

There is a third scenerio that also needs to be looked at here in South Orange County and that is in many neighborhoods, though the number of home sales is down, pricing is steady and in some instances increasing. So when you see a $50,000 price reduction and the sold comparbles support higher you'll know this is a good deal. In addition, let's not forget with the lower interest rates, increase in inventory and the fact that sellers are ready to negotiate all lead to it being a great time to buy a home.

As a professional Realtor(R) I recommend to buyers that you meet with at least three lenders who will work closely with you and your Realtor to ensure your entire needs are being looked including the timing of when you want to purchase your home. So as the market changes you the buyer understand how it impacts you and you have two professionals on your side ensuring your objectives are met.

There are some great buys available in today's real estate market, should you like to review your options or search properties direclty please do not hesitate to contact Kelly.

Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita. Whether she's helping a first time buyer accomplish the goal of homeownership, or coaching a homeowner on how to use their equity to step up into a nice home or use it to buy an investment property or finding exclusive properties for the high end consumer. Kelly is committed to making it happen. So if you're considering selling or buying a home in Saddleback Valley, call Kelly to schedule a free consultation. Whatever your dream, with Kelly at your side, It's Possible!

*(note: the above scenerio is only intended as a guideline. There are many variables in determining a consumers qualifications and how that affects an interest rate and loan program. The above rates were based on a 30year fixed rate term)




Articles of interest by Kelly:

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Friday, May 18, 2007

Seven Tips for Single First Time Sellers

Ok, you thought buying your first home as a Single Homeowner was stressful, now you want to sell it. So where do you begin with all those thoughts running through your mind. When it’s time to finally sell your largest investment, many sellers are filled with questions and doubt. For Singles this transition comes with a different set of thoughts; do I really need to move, it’s just me? Is it the right time to move? Will my home sell? Who can I trust to help me? With these questions in mind, we have created the following tips to help you take the steps to move forward.


Yes “this” home has a special place in your heart but to sell, you now have to think of it as a “Property”. Of course, you are going to be emotional about your first home. How could you not, when there was so much excitement surrounding it when you bought it. Let’s not forget about all those memories you created in this home. Today however you’ve made the decision to sell your home; it now becomes a financial asset. It’s no longer your “home,” it’s now your “property.” Why think this way? Taking away the emotion will help you stay objective throughout the selling process.



Think what a Buyer wants, Location, Condition, & Price: No matter where your home is, there are three things that every buyer is looking for and what it comes down to is location, condition, & price. Location is location. However, you have the huge opportunity to make sure your home is in the best showing condition, and you have full control over the listing price of your property. Ensuring you make the right decisions over what you can control is imperative to a successful sale!

Remember, First Impressions are everything! Property condition will help you tremendously when selling your property, as well; it can also be as big a detriment. Touch up any necessary paint, de-clutter your home, plant fresh flowers, & make sure your home has a pleasant aroma, put away the laundry, make the beds each day and do the little things like turn on the music lightly when you leave. Yes, single men this means you too.



There is no looking backwards when you are considering Price. What you paid for your property has little to no effect over its current value, Sorry! It is all about the current market and what has sold the last 6 months. This can be a little hard for some sellers to admit to, because it’s something you have no control over, but the data is real and has to be considered.



But what about all the $$, I spent on Improvements: Improvements to your home do play a big part in the value, but the amount you spent on those improvements is not as important. If you spent $5000 on upgrades that doesn’t mean that your home is worth $5000 more automatically. This is only true if the comparables properties have lesser upgrades, again this is where market value is the key factor.

Breath: If you’ve priced your home correctly, made sure it’s in good showing condition, & hired the right agent, your formula for a successful sale is coming together. However, never forget you are still at the mercy of the market. Relax, maintain your home’s showing condition, and adjust the price if market conditions and feedback call for it.



Choosing the right Realtor is a key ingredient in a successful Sale! When you are just beginning to consider selling your home, contact a reputable Realtor® A.S.A.P! Ideally interview three Realtors until you find the agent who is right for you! Though cost is obviously an important consideration the Service the agent provides is really the key to help you sell your home.



Whether you are baking a cake or selling real estate, it is important that you have formula to accomplish your goal. Without all the proper ingredients your cake (sale of your home) just isn’t going to taste right. I think you get the point!
Kelly Turbeville is one of South Orange County premier Realtors® focusing on the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo and Rancho Santa Margarita and ensuring Single Buyers and Sellers best interest are being looked after. Should you be considering a change in your home, you’ll want to contact Kelly.

Click here to search Orange County properties direct through the MLS. To see Kelly’s available listings click here.

To see a complete listing of other blog articles published by Kelly check out www.activerain.com/kturbe.





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